Retail Lending Solution

We provide modular, customizable and end-to-end digital lending solutions for financial and business partners, covering personal loans, installment loans or buy now pay later, and SME loans.

Lending Solutions for Financial Institutions

We provide easy-to-operate SaaS products with a suite of value-added services including the traffic acquisition, decision support and advisory services. Our SaaS products cover the whole credit process composed of four key modules: the decision engine, feature studio, asset center and smart collector.

Modular Products

Decision Engine

Smart Collector

Plus Services

Traffic Acquisition

Decision Support

Advisory Services

Decision Engine Feature Studio Asset Center Smart Collector Traffic Acquisition Decision Support Advisory Services

Personal Loans

We develop a full suite of end-to-end personal loans products for our partners to offer end users real-time digital financing services, with automated risk assessment and instant loan payments.

We help institutional customers embrace intelligence, enhance value and stay competitive by wrapping sophisticated financial inputs into end-to-end solutions embedded in their products and services.

Partners

Installment Loans

We provide commercial institutions with modular and customized solutions for installment loans. It enables clients to connect with their own business through APIs based on their needs and technical capabilities.

We create customized products for our partners and establish a closed-loop business and financial ecosystem to prevent the loss of end users and increase the customer conversion rate.

Partners

Shopping Malls

We develop personalized online shopping malls for our clients, covering management modules and tools for goods, categories, merchants, brands, installment payments, and shopping points, to help build a closed-loop business and financial ecosystem to enhance customer loyalty and activity.

The online shopping malls are backed by our digital lending system with efficient and intelligent risk management and operation services.

Financial Institutions

Risk Management System & Consulting

We offer end-to-end digital business lending platforms, business operational services, and solutions to optimize risk management strategies and customized model development based on current challenges and pain points faced with small business financing.

E-commerce Platforms

Design of credit products

We offer standardized design of credit and installment loans products targeting small and micro enterprises to meet their loan demands in payment by credit and liquidity.

Tax Platforms

Credit decisions for SME loans

We offer online credit decision-making services based on the e-tax data and operation status of SMEs as well as in combination with online credit investigation and our micro-finance credit decisions product.

Payment Platforms

Traffic, data, fund access

Our solutions are implemented in fragmented and segmented scenarios. It enables platforms to provide digital lending services for small and micro merchants to address their capital turnover issue.

Partners

Pintec can help you upgrade your digital financial service capabilities

Over 400 partners benefit from Pintec’s solutions and services